How Long Does An IME Exam Take?

How do I prepare for an IME exam?

Checklist for Preparing for Your Independent Medical Examination (IME)Be Appropriately Cleaned, Groomed & Dressed.

Arrive at Least 30 Minutes Early.

Be Familiar with Your Medical History.

Be 100% Honest – Don’t Exaggerate Your Injuries.More items….

Can I refuse an IME?

Failure to submit to an independent medical exam is cause for denial of benefits. So no, you can’t refuse an IME. … However, if you appeal a denied claim or termination of benefits, the defense will have to turn over the IME report during discovery.

What does a 5 impairment rating mean?

Re: 5% Immpariment Rating 5% means you are a lot better off physically then many others who’ve ended up with substantial functional problems. and whole lot better then the 100% ers who’ll never work another day in their life and are functionally unemployable in any capacity.

How long does an IME report take?

In some states, the IME report must be produced within a certain timeframe. For example, the California Code of Civil Procedure states that such a report must be produced within 30 days of the examination.

Can I record my IME appointment?

By law, you are allowed to video or audio tape an IME examination. The doctor CANNOT refuse to allow you to do so. Bring a friend or family member with you to record the exam on a camera, smartphone, or whatever is available.

Can IME doctor send you back to work?

Unfortunately, yes. While you are not required to return to work, your employer’s workers’ compensation insurance will typically use the findings of the IME report to stop paying benefits, and your employer may use your absence from work as a basis to terminate your employment.

Are IME doctors fair?

Most IME doctors are not fair and are biased in favor of the insurance companies that hire them. … Most insurance companies give claims adjusters a pre-approved list of IME doctors who aren’t fair and that are biased that they must use.

Can I sue an IME doctor?

Can they sue the IME doctor or physical therapist for medical malpractice? According to a sharply divided NY Court of Appeals, the answer is “Yes”.

How do you deal with IME doctors?

Even if the IME doctor has been hired by the insurance company or workers’ comp agency, you should still be polite and respectful. Don’t assume the examiner is out to get you. Even if the doctor is less than friendly, responding with hostility can only hurt you. Be honest and don’t exaggerate your symptoms.

What happens after an IME exam?

After the IME, the doctor will write a report with his or her conclusions and opinions, particularly in response to the disputed issues or questions raised by the insurance company. You or your lawyer should receive a copy of this report. The results of the IME can have a large impact on your case.

How can I pass IME exam?

5 Ways You Can Beat a UNUM IME ReportDon’t Exaggerate Your Symptoms. … Build Strong Relationships With Your Treating Doctors. … Assume You’re Under Surveillance Before and After an IME. … Bring a Trustworthy Witness With You. … Consult an Experienced Disability Insurance Lawyer.

What should you not say in an IME?

Legal BlogBe Honest. … Describe the areas and degree of pain exactly as it is, not as the doctor suggests it should be and not as you think it should be after researching your symptoms on Google. … Assume that you are being watched the entire time. … Don’t talk about your injury claim – assume that ‘walls have ears’.More items…•